45. 9 The faith of today has removed living a religious life from the church. A religious life consists in acknowledging one God and worshiping him with a faith that is connected to goodwill.

23. The Council of Trent has the following to say in regard to the faith that makes us just: The perpetual consent of the Catholic Church has been that faith is the beginning of human salvation, and the foundation and root of all justification. Without faith, it is impossible to please God and to come into the company of his children; see §5 a above. The same document also says that faith comes from hearing the Word of God; see §§4 d, [8].

As you can fully see from statements given above in §§4, 5, 7, and 8, that Roman Catholic council united faith and goodwill or faith and good works. The Protestant churches, named for the founders mentioned above, separated faith and goodwill or good works, however, and declared that the ingredient that actually saves us is faith and not goodwill or good works; they separated the two so as to differentiate themselves from Roman Catholics with regard to goodwill and faith, since these two are the essential characteristics of the church. I have heard this assertion a number of times from the founders of the Protestant churches themselves.

I have also heard from them that they reinforced this separation [of faith and goodwill] with arguments such as the following: On our own, none of us can do the type of good things that contribute to our salvation; we cannot fulfill the law either. They also separated faith and goodwill to prevent our own sense of merit (which arises from doing good works) from becoming part of our faith.

From the statements presented from the Formula of Concord in §12 above it is clear that the points just made were the origins and purposes behind the Protestant denial that good actions and goodwill play any role in our acquisition of faith and therefore of salvation. The following are among the statements presented there: Faith actually does not make us just if it has been formed through acts of goodwill, although Catholics say it does; see §12 b. For many reasons we must reject the proposition that good works are necessary for our salvation. One reason is that Papists adopted these views in support of a bad cause; see §12 h. People ought to reject the decree of the Council of Trent [and whatever else is used to support the opinion] that our good works preserve and maintain our salvation and faith; see §12 m. Not to mention many other such statements in the Formula of Concord.

In the following sections [§§24– 27] you will see that Protestants do in fact unite faith and goodwill and attribute to them a shared power to save; the only difference between the Protestant and the Roman Catholic views concerns how our good works come into existence.

7. The teachings of the Roman Catholics on justification, as gathered from the decrees of the Council of Trent, can be linked together and summed up as follows:

The sin of Adam was transfused into the entire human race. As a result, the state of the human race and of every individual within it was ruined and alienated from God. People became enemies [of God] and children of wrath. Therefore God the Father as an act of grace sent his Son to reconcile, ritually purge, appease, make satisfaction, and thereby redeem; and to do so by becoming justice.

Christ carried out and fulfilled this task by offering himself to God the Father as a sacrifice on the wood of the cross, that is, through his own suffering and his own blood. Christ alone earned merit. God the Father through the agency of the Holy Spirit assigns, attributes, applies, and transfers this merit of Christ’s to receptive individuals as an act of grace. In this way the sin of Adam is removed from them, although cravings do nonetheless remain and entice them to sin.

Justification is the forgiving of sins, which leads to a renewal of the inner self, by which we turn from an enemy [of God] into a friend and from a child of wrath into a child of grace. This brings us into a union with Christ. We are reborn as a living part of his body.