23. The Council of Trent has the following to say in regard to the faith that makes us just: The perpetual consent of the Catholic Church has been that faith is the beginning of human salvation, and the foundation and root of all justification. Without faith, it is impossible to please God and to come into the company of his children; see §5 a above. The same document also says that faith comes from hearing the Word of God; see §§4 d, [8].

As you can fully see from statements given above in §§4, 5, 7, and 8, that Roman Catholic council united faith and goodwill or faith and good works. The Protestant churches, named for the founders mentioned above, separated faith and goodwill or good works, however, and declared that the ingredient that actually saves us is faith and not goodwill or good works; they separated the two so as to differentiate themselves from Roman Catholics with regard to goodwill and faith, since these two are the essential characteristics of the church. I have heard this assertion a number of times from the founders of the Protestant churches themselves.

I have also heard from them that they reinforced this separation [of faith and goodwill] with arguments such as the following: On our own, none of us can do the type of good things that contribute to our salvation; we cannot fulfill the law either. They also separated faith and goodwill to prevent our own sense of merit (which arises from doing good works) from becoming part of our faith.

From the statements presented from the Formula of Concord in §12 above it is clear that the points just made were the origins and purposes behind the Protestant denial that good actions and goodwill play any role in our acquisition of faith and therefore of salvation. The following are among the statements presented there: Faith actually does not make us just if it has been formed through acts of goodwill, although Catholics say it does; see §12 b. For many reasons we must reject the proposition that good works are necessary for our salvation. One reason is that Papists adopted these views in support of a bad cause; see §12 h. People ought to reject the decree of the Council of Trent [and whatever else is used to support the opinion] that our good works preserve and maintain our salvation and faith; see §12 m. Not to mention many other such statements in the Formula of Concord.

In the following sections [§§24– 27] you will see that Protestants do in fact unite faith and goodwill and attribute to them a shared power to save; the only difference between the Protestant and the Roman Catholic views concerns how our good works come into existence.

107. Nevertheless, today these beliefs have been so thoroughly wiped out among Roman Catholics that they scarcely know the least thing about them. These beliefs have been forgotten not because they were overturned by papal decree but because they were covered over by external facets of worship. In general these are adoring the vicar of Christ, calling on the saints, and venerating images; they are especially things that affect our physical senses with an impression of holiness, such as the Mass, which is conducted in a language people do not understand, the vestments, the candles, the incense, and the spectacular processions; also the mysteries surrounding the Eucharist.

Although the early Roman church believed that faith justifies us through assigning us the merit of Christ, the external facets just listed and many others like them have moved this concept out of sight and removed it from memory, as if it were something buried in the ground, covered with a large stone, and guarded by monks so that it will not be dug up and brought back to mind. The danger in its being brought back to mind is that it would undermine people’s belief in the monks’ supernatural power to forgive their sins, and justify, sanctify, and save them; and that would end the monks’ status as holy, their dominance over others, and their quest for wealth.