21. 3 The leading reformers — Luther, Melanchthon, and Calvin — retained all the dogmas regarding the trinity of persons in the Divine, original sin, the assigning of Christ’s merit to us, and our being justified by faith, in the same past and present form they had had among Roman Catholics. The reformers separated goodwill or good works from that faith, however, and declared that our good works contribute nothing to our salvation, for the purpose of clearly differentiating themselves from Roman Catholics with regard to the essentials of the church, which are faith and goodwill.

26. Protestants say almost exactly the same things as Roman Catholics do about the rewards we gain for our good works, as is clear from the statements copied from the Formula of Concord above to the effect that, because of the promises made to us and because of grace, our good works are deserving of both physical and spiritual rewards; see §14 i, j, k, m; and that God crowns his gifts with rewards; see §14 h, m.

Very similar statements occur in the Council of Trent, namely, that because of his grace, God makes his gifts our rewards; see §5 f; and that salvation comes not as a result of our good works but as a result of God’s promise and grace, because it is God who produces those good works through the Holy Spirit; see §5 e, f, g, h, i, j.

8. Faith comes to us through hearing, when we believe that the teachings divinely revealed to us are true and when we trust in God’s promises. Faith is the beginning of human salvation, and the foundation and root of all justification. Without faith, it is impossible to please God and to come into the company of his children. Our justification takes place through faith, hope, and goodwill. Unless hope and goodwill are added to faith, it is dead rather than living and does not unite us to Christ.

We need to cooperate in this process. We have the power to move either closer to or farther away from [Christ]; if we did not, nothing could be granted to us, because we would be like a lifeless body.

Our openness to being justified renews us; this renewal takes place as Christ’s merit is applied to us, as the result of our own cooperation. Therefore we get credit for the works that we do; yet because they are done as a result of grace and through the Holy Spirit, and because Christ alone has earned merit, the rewards God gives us are his own gifts within us. Therefore none of us can attribute anything of merit to ourselves.