12. Particular teachings from the Formula of Concord concerning our being justified by faith apart from the works of the law:

(a) Faith is attributed to us as righteousness apart from the works of the law, because of the merit of Christ that faith brings us (pages 78, 79, 80, 584, 689).

(b) Goodwill comes along only after we have the faith that makes us just. Faith actually does not make us just if it has been formed through acts of goodwill, although Catholics say it does (pages 81, 89, 94, 117, 688, 691; appendix, page 169).

(c) The contrition that precedes, and the renewal, sanctification, and good works that follow, have no part to play in the business of being justified by faith (pages 688, 689).

(d) It is foolish to dream that the works enjoined by the second tablet of the Ten Commandments make us just before God. We follow them in our dealings with other human beings, but not with God. In the process of being justified we must deal with God and placate his wrath (page 102).

(e) Any who believe their sins are forgiven because they do acts of goodwill are insulting Christ; their confidence in their own righteousness is wicked and futile (pages 87, 89).

(f) Good works must be completely excluded from any discussion of our justification and eternal life (page 589).

(g) Good works are not necessary to make us deserving of salvation; they play no part in activating the process of being justified (pages 589, 590, 702, 704; appendix, page 173).

(h) We must reject the proposition that good works are necessary for our salvation. This position takes away the consolation of the gospel, gives us a reason to doubt God’s grace, and strengthens the presumption that we ourselves are righteous. Papists adopted these views in support of a bad cause (page 704).

(i) We reject and condemn the expression that good works are necessary for salvation (page 591).

(j) Statements that good works are necessary for salvation are not to be taught or defended, but should be excluded and rejected by our churches as false (page 705).

(k) Works that do not proceed from true faith are actually sins in God’s sight. That is, such works are tarnished with sin, since a bad tree cannot bear good fruit (page 700).

(l) Our good works do not preserve or maintain faith or salvation in us; they are just a testimony that the Holy Spirit is present and dwelling within us (pages 590, 705; appendix, page 174).

(m) People ought to reject the decree of the Council of Trent [and whatever else is used to support the opinion] that our good works preserve salvation or that our works either completely or only in part preserve and maintain the righteousness received by faith or even faith itself (page 707).

5. Concerning faith, goodwill, good works, and rewards:

(a) When the apostle says that we are justified by faith and we are justified freely [Romans 3:24, 28], these words are to be understood in the sense that the perpetual consent of the Catholic Church has held and expressed: namely, that we are said to be justified by faith because faith is the beginning of human salvation, and the foundation and root of all justification. Without faith, it is impossible to please God and to come into the company of his children. We are said to be justified freely because none of the things that precede justification — whether faith or works — merit the grace itself of justification. If it is by grace, then it is not by works; otherwise grace would not be grace (Session 6, chapter 8).

(b) Although no one can be just except those with whom the rewards for the suffering of our Lord Jesus Christ are shared, this does in fact happen in the process of justification, when by the merit of that same most holy suffering, the goodwill of God is poured forth by the Holy Spirit into the hearts of those who are justified, and becomes inherent in them. As a result, as we are justified and our sins are forgiven, we receive all these [gifts] infused at once through Jesus Christ, onto whom we are grafted through faith, hope, and goodwill. Unless goodwill is added to it, faith does not unite us perfectly with Christ, and does not make us a living member of his body (Session 6, chapter 7, §3).

(c) Christ is not only a redeemer in whom we are to trust but also a legislator whom we are to obey (Session 6, chapter 16, canon 21).

(d) Faith without works is dead and profitless, because in Christ Jesus neither circumcision nor uncircumcision avails anything, but faith that works through goodwill. Faith without hope and goodwill cannot bestow everlasting life. As a result, we immediately hear these words of Christ: “If you will enter into life, keep the commandments.” Therefore, when receiving true and Christian justice, we are told, immediately upon being born again, to preserve it pure and spotless, as the first robe given us through Jesus Christ in lieu of the robe that Adam, by his disobedience, lost for himself and for us, so that we may bear it before the judgment-seat of our Lord Jesus Christ and have life everlasting (Session 6, chapter 7, §4).

(e) As the head into the members and the vine into the branches, Jesus Christ himself continually infuses his virtue into those who have been justified. This virtue always precedes and accompanies and follows our good works; without it they could not in any way be pleasing or meritorious before God. Therefore we must believe that for the justified nothing further is lacking that would in any way diminish their being considered, by the works they have done in God, as deserving of eternal life in due time (Session 6, chapter 16).

(f) Our own justice is therefore not established as our own, as from ourselves; for the justice that is called ours actually belongs to God, because it is infused into us by God through the merit of Christ. Nevertheless God forbid that Christians should either trust or glory in themselves and not in the Lord, whose bounty toward all is so great that he wants things that are his own gifts to be their rewards (Session 6, chapter 16).

(g) We can do nothing of ourselves, as of ourselves; but with the cooperation of him who strengthens us, we can do all things. Therefore we have nothing in which to glory; all our glory is in Christ in whom we live, by whom we merit, and by whom we make satisfaction, bringing forth fruits worthy of repentance, which have their efficacy from him, are offered to the Father by him, and are accepted by the Father through him (Session 14, chapter 8).

(h) If any say that we can be justified before God by our own works (whether done through the power of our own human nature or through following the teaching of the law) without the grace of God through Jesus Christ, let them be anathema (Session 6, canon 1).

(i) If any say that without previous inspiration of the Holy Spirit, and without his help, we can believe, hope, or love [that is, have faith, hope, or goodwill] as we ought, so that the grace of justification may be bestowed upon us, let them be anathema (Session 6, canon 3).

(j) If any say that we can be made just without the justice of Christ through which he gained merit for us, let them be anathema (Session 6, canon 10).

There are many other statements there that could be quoted as well, especially concerning the union of faith and goodwill or good works, and the damnation that comes of separating these two.