8. Faith comes to us through hearing, when we believe that the teachings divinely revealed to us are true and when we trust in God’s promises. Faith is the beginning of human salvation, and the foundation and root of all justification. Without faith, it is impossible to please God and to come into the company of his children. Our justification takes place through faith, hope, and goodwill. Unless hope and goodwill are added to faith, it is dead rather than living and does not unite us to Christ.

We need to cooperate in this process. We have the power to move either closer to or farther away from [Christ]; if we did not, nothing could be granted to us, because we would be like a lifeless body.

Our openness to being justified renews us; this renewal takes place as Christ’s merit is applied to us, as the result of our own cooperation. Therefore we get credit for the works that we do; yet because they are done as a result of grace and through the Holy Spirit, and because Christ alone has earned merit, the rewards God gives us are his own gifts within us. Therefore none of us can attribute anything of merit to ourselves.

22. Brief Analysis

Books on ecclesiastical history make it clear that the four points just mentioned, as they are taught in the Protestant churches today, are not new. They were not invented by these three reformers. Instead, they had come into existence as early as the time of the Council of Nicaea and had been passed down by writers after that; they have been preserved as part of the tradition of the Roman Catholic Church.

The reason why Roman Catholics and Protestants agree concerning the trinity of persons in the Divine is that they both recognize the three [ecumenical] creeds in which this concept of a trinity is taught: the Apostles’ Creed; the Nicene Creed; and the Athanasian Creed.

As for the notion that Christ’s merit is assigned to us, the material gathered above in §§3– 8 from the Council of Trent and in §§10– 15 from the Formula of Concord makes it clear that they agree on this point as well.

As for the point about how we are justified, this will now be taken up for further discussion.